Before enrolling, please check the system requirements information, state requirements, and instructions for receiving credit after course completion.
COURSE TITLE
CREDIT COST
CREDIT COST HOURSAsset Management 3 Hrs $49.00
Fair Housing 4 Hrs $69.00
Residential Real Estate Financing 4 Hrs $25.00
Registered Course Sponsor with the Texas Appraiser
Licensing and Certification Board (TALCB)
State Requirements
TEXAS
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ACE required for CERTIFIED and LICENSED real estate appraisers (i.e., Certified General, Certified Residential, State Licensed, and Provisional Licensed):
28 hours of acceptable ACE courses, which must include a course devoted to USPAP with a minimum length of 7 classroom hours.
2 year license/certification.
ACE must be taken within two years prior to the current expiration date of the certification or license being renewed.
To be acceptable for ACE, and MCE course must be devoted to AQB acceptable topics and specifically approved by the TALCB.
Asset Management
Asset Management is the term used for the decision-making process involved in maximizing returns on real property investments. This process includes such decisions as whether to renew a lease for a tenant, purchase or lease more assets, improve, sell, or rent one’s current assets, etc. The asset manager must be aware of market trends and indicators and must be able to accurately predict the cash inflows and outflows of holdings. This module provides an introduction to the basics of asset management. It introduces the student to the key ideas and concepts of management as well as the techniques a manager will use to evaluate the market and evaluate the financial impact of alternatives in order to make properly informed decisions. The student will learn how to handle not only well-established properties, but distressed properties as well. We will also give instructions on how to successfully market a revenue-increasing strategy
Fair Housing
All Americans have the right to attempt to purchase, rent, or finance housing for themselves in the location of their choosing, regardless of their gender, religion, handicap, color, race, national origin or familial status. To help ensure that no one is deprived of this right, Congress passed the federal Fair Housing Act in 1968.
Texas has the Texas Fair Housing Act, which closely parallels the Federal Fair Housing Act. The Texas Fair Housing Act created the Texas Commission on Human Rights. It is the job of this commission to handle fair housing complaints in a timely manner. Real estate professionals in Texas are required to pledge to uphold a set of ethical standards defined in the Texas Real Estate Commission Code of Ethics, including prohibitions on discriminatory practices. The Code of Ethics protects ancestry as a class in addition to the seven federally protected classes.
This Fair Housing Course utilizes interactive technology and audio in an appealing way to facilitate the learning of the fair housing laws in Texas.
Residential Real Estate Financing
APPROVED FOR: 3 HOURS CE CREDIT
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COURSE DESCRIPTION:
This course provides an introduction to residential real estate finance, including information on the underwriting process for FHA, VA, FNMA & FHLMC loans. In this course the student will learn the basics of the different types of loans available and the advantages and disadvantages of each; loan applications; appraisals; escrow; titles; and credit reports, including qualifying for loan amounts and verifying income and assets. The student will also learn how to calculate loan amounts, estimate monthly payments from property taxes, hazard and mortgage insurance, qualifying ratios and income.
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LEARNING OBJECTIVES:
- Understand the basic concepts of real estate financing, and the key terms involved
- Know how to qualify a buyer for the most common types of loans
- Be familiar with the use and function of escrow accounts
- Know what a Mortgage Insurance Premium is
- Know the underwriting guidelines and process
- Be familiar with the three most common types of loans: Conventional, FHA and VA
- Know the advantages and disadvantages of conventional loans
- Know how to use conventional qualifying ratios
- Know the advantages and disadvantages of FHA loans
- Know about the differing FHA qualification ratios
- Know the advantages and disadvantages of VA loans
- Be familiar with VA eligibility and qualification periods
- Be able to calculate the amount of VA entitlement used
- Be able to calculate VA loan amounts and required down payments
- Know the process and qualifications for assuming VA and FHA loans
- Be familiar with other types of loans available
- Know how to underwrite and close loans
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TOPICS COVERED:
INTRODUCTION
- Lesson 1: Introduction
- Lesson 2: Conventional Loans
- Lesson 3: FHA Loans
- Lesson 4: VA Loans
- Lesson 5: The Nuts and Bolts
- Lesson 6: Case Studies
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REGULATORY REQUIREMENT:
Please see the state/regulatory requirement from the course catalog page.
SEAT TIME:
This course has been approved for 3 hours.
COURSE PRE-REQUISITE:
N/A
TESTING:
Quizzes - All quizzes must be taken to proceed forward to the next lesson.
Final Exam - You will be required to take a final exam.
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COURSE COMPLETION:
Congratulations on completing your course! You will now be able to print your certificate online. Please wait at least 30 seconds until the certificate loads on your screen. Once you receive your certificate(s) you are required to provide ADRE the original or a copy of the certificate(s) with their renewal form.
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ABOUT THE SUBJECT MATTER EXPERT:
This course is created and brought to you by 360Training, a leading provider of accredited e-learning courses to working professionals through today's leading schools, associations and corporations. 360Training's high quality e-learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today's marketplace, renew licenses, acquire certification or prepare for a new profession.
This course was created by the instructional design staff of 360Training in connection with field professionals that bring many years of experience in adult educational theory and distance learning technology to make the process of certification, compliance and training as convenient, engaging, and cost-effective as possible.
If you have any requests for technical or instructional support, please contact the 360Training Support Department located in the HELP section of your account profile. Technical support inquiries are handled immediately and instructional support questions are returned within 24 business hours with answers provided by a qualified professional in your field through our network of subject matter experts.
REAL ESTATE APPRAISIAL CONTINUING EDUCATION COURSES:
Texas real estate license courses online, REAL ESTATE APPRAISAL CONTINUING EDUCATION COURSES, Home Inspection, real Estate Appraisal, Tax Favorable Real Estate Transactions, Real Estate Finance, Asset Management, real, Environmental Hazards, Fair Housing TREC license act, Texas Real Estate Commission, commercial agent license, MCE Mandatory Continuing Education,correspondence classes, home-study, MCE, SAE, Core & Pre-licensing, No proctor required, no classroom, open book esxam, legal update, ethics, free, elective credit, 3 hours, 9, 15 & 30 hour courses, price and cost
Registered Course Sponsor with the Texas Appraiser
Licensing and Certification Board (TALCB)
REAL ESTATE APPRAISAL CONTINUING EDUCATION COURSES
Cities served:
REAL ESTATE APPRAISAL CONTINUING EDUCATION COURSES: Texas real estate license courses online, REAL ESTATE APPRAISIAL CONTINUING EDUCATION COURSES, Home Inspection, real Estate Appraisal, Tax Favorable Real Estate Transactions, Real Estate Finance, Asset Management, Environmental Hazards, Fair Housing TREC license act, Texas Real Estate Commission, commercial agent license, MCE Mandatory Continuing Education,correspondence classes, home-study, MCE, SAE, Core & Pre-licensing, No proctor required, no classroom, open book exam, legal update, ethics, free, elective credit, 3 hours, 9, 15 & 30 hour courses, price and cost
Texas Real Estate License School Online
